In the past 12-18 months, have you gone to your
banker to obtain a mortgage and been denied? Maybe your answer is to talk to a
mortgage "broker", who has many more options than your personal banker may
have. Granted, going through your bank does have its own benefits, but when
you apply through a mortgage broker, they have many avenues to take in order
to find a lender who will accept a lower credit score or higher debt to income
ratio.
If you would like to speak with a mortgage broker, we would highly
recommend John Faiella with First Trust Mortgage, out of Pawley's Island. We
have worked with John for quite some time and are very impressed with his
dedication to his clients. If you would just like to have questions answered,
but maybe not ready to put in an application, he is always willing to speak to you and help you get on the right track to home ownership!
When considering purchasing a home, whether you would like to work with a
banker OR broker is always the first step you should take before shopping for your next home. If there is
anything we can do to help make the process easier, we'll be happy to help!
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